Cash Floor Calculator · v1.0
Your Cash Floor is money reserved for essential needs until your next dependable payout, plus a cash cushion. This floor is protected from optional spending, not from the essential needs it is reserved to cover. See what remains available for Kill Shots, Growth Shots, and your 50/30/10/10 breakdown.
Use cleared operating cash only. Don't include pending pay, money already committed elsewhere, or separate emergency/investment reserves.
Estimate essentials that must be funded until your next reliable payday. Each amount goes in once.
Protect the Cash Floor first. Then fund priority savings, one affordable Kill or Growth Shot, and apply 50/30/10/10 to the rest.
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Enter your cash and essential costs to see what is safe to allocate.
A portion of an unmet savings target or requested shot is not funded automatically. The calculator caps funded amounts at available surplus. Your actual transfers are still up to you.